We would like to make you aware of several new scams that are sweeping the internet – including the online loan scam. Fraudsters have created well-designed websites that impersonate well-known financial institutions or that at least appear to belong to legitimate loan-providing businesses. The loans being offered are non-existent.
Applicants of these loans are asked for their Mobile App login information in order for the loan provider to deposit the funds via Mobile Deposit. These scammers are simply trying to gain full control and have complete access to your bank account. We ask that you please be safe and use common sense if applying for a loan online.
Please know that scams are not limited to online loans … there are many other variations of scams in which fraudsters request personal information such as Mobile App or Internet Banking login credentials. Examples of other scams include fraudsters offering to fix your computer by remote access (Online Remote Support) or offering you extra income for displaying a company logo or advertisement on your car. Other popular scams involve fraudsters promising to reimburse you, or even a future return on your money, in exchange for depositing a check into your account, and then providing the fraudsters with cash.
We recommend our customers pay close attention when dealing with online vendors and take caution if approached by someone seeking financial help. Never give anyone your Internet Banking or Mobile Banking user information! If you believe you are being scammed or even hesitant about being involved in a scam, please give us a call at 256-362-2334 or stop by any FBAL location, and we will be happy to assist you.