Premium Interest Checking

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A premier account that earns higher Interest Rates tied to higher balances &… lots of added flexibility

Monthly Fee

$0 with $10,000 minimum daily balance or $25,000 combined deposits,  $15 otherwise

Minimum Opening Balance


Statement Options

FREE E-Statement or Paper Statement with Check Images


Balances $10,000+
Interest Tiers:
$10,000 - $24,999
$25,000 - $49,999
$50,000 - $99,999


  • Unlimited Check Writing
  • Online Banking and Bill Pay
  • Telephone Banking
  • Instant Issue MasterCard® Debit Card
  • FREE Basic Personalized Checks
  • No First Bank Fees on ATM Transactions at other banks or locations
  • $2,500 ID Theft Insurance with Fraud Assistance – Reimbursement if you are a victim
  • Payment Card Protection – Cancel all your cards with a single call if your wallet is lost or stolen
  • Card Patrol – Payment card monitoring and alerts
  • Cash Rewards – for online purchases at thousands of retailers
  • VeriSwipe Multicard Transaction Monitoring – Alerts to your mobile phone or email if Debit or Credit Transactions exceed your specified limits
  • MyConcierge Service – 24/7 personal assistance for bookings, tickets and entertainment
  • 50% Discount on one Safe Deposit Box (upon availability)
  • FREE Notary Service
  • FREE Photocopy Service (5 per visit)
  • FREE Official Checks (3 per month)
  • Unlimited in-person or personal voice balance inquiries

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