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Personal Loans

Achieve Your Personal Goals!

What’s stopping you from purchasing a new car or going back to school? If money is the problem, the experienced lenders at First Bank of Alabama can offer a solution! Our personal lending options are focused on helping you meet a specific need that fits your financial situation.

 

Installment Loans

You need cash, we have the solution! Installment loans can be used for nearly anything: cars, trucks, RVs, a dream vacation, a child’s wedding…the list goes on! Most importantly, we work with you to structure your loan with favorable repayment terms that fit your budget.


Home Equity Lending

There is cash hidden in the walls of your home, and our home equity lending solutions help you make the most of it. By tapping into your home’s equity, you get the funds you need with favorable interest rates. We offer two different home equity products: home equity loans and home equity lines of credit.

 

Home Equity Loans

A home equity loan is ideal if you have a large upcoming expense. Your loan is delivered as a lump sum, and you pay interest on the entire amount. Our lenders work with you to help determine a flexible repayment plan that fits your budget.

 

Home Equity Lines of Credit (HELOC)

A home equity line of credit is delivered as a revolving line of credit for you to draw on when you need it. You only pay for what you use, and the credit line replenishes after you’ve made your payments. HELOCs are suitable for those with peaks and valleys in their cash flow to help cover costs during lean times.

Call or stop by a First Bank of Alabama office in Talladega, Lincoln or Munford to apply for your loan today!
 

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