Checking Accounts

Your Life, Your Money, Your Checking Account

A personal checking account should be just that: personal. The checking accounts we offer are tailored to fit your specific needs and how you like to manage money. From basic checking to premium and interest checking accounts, we offer an account to fit nearly any lifestyle.


All of our personal checking accounts come with the following great features:

  • $50-100 minimum opening deposit
  • Unlimited check writing
  • Online Banking and Bill Pay
  • Mobile Banking
  • Telephone Banking
  • Instant Issue MasterCard® Debit Card

Customer Service

PO Box 797
Talladega, AL 35161

(256) 362-2334

Contact Us Online

Once you’ve determined which account is best for you, stop by a First Bank of Alabama office in Talladega, Clay, or Randolph County to open your account!

With Kasasa Cash®, enjoy no monthly service fees while earning cash rewards monthly! Get paid in really high interest earnings and refunds on ATM withdrawal fees, nationwide.   See Full Account Details.

With Kasasa Cash Back®, get paid to go shopping with this free checking account that pays cash back on your debit card purchases. You’ll also get refunds on your ATM withdrawal fees.  See Full Account Details.

A great option for those who like to keep their checking account simple. With a low monthly fee and a $200 minimum daily balance requirement, Basic Checking gives you the tools you need without monstrous fees or requirements. See Full Account Details.

An account with a comprehensive package of perks and benefits, including Interest and Free Checks.

The highest level of our personal checking accounts, Premium Interest Checking rewards those who keep larger account balances and offers tiered interest rates. Other perks like no ATM fees at other banks’ ATMs and MyConcierge Service are also included. See Full Account Details.

Checking Account Comparison


BASIC checking

Kasasa Cash Back

Kasasa Cash 



Best fit for you if you need...A simple account with a low monthly feeAn account that rewards you with Cash Back on Debit Card purchases, simply for doing most of your banking electronicallyAn account that rewards you with a Premium Interest Rate, simply for doing most of your banking electronicallyAn account with a comprehensive package of perks and benefits, including Interest and Free ChecksA premium account that earns higher Interest Rates tied to higher balances ... lots of added flexibility.
Monthly Fee$0 with $200 minimum daily balance, $5 otherwiseNo Monthly Fee!No Monthly Fee!$0 with $500 minimum daily balance, $8 otherwise$0 with $10,000 minimum daily balance or $25,000 combined deposits, $15 otherwise
Statement OptionsFREE E-Statement or Paper Statement for $2 per monthE-Statement Required - Optional package for paper statementE-Statement Required - Optional package for paper statementFREE E-Statement or Paper StatementFREE E-Statement or Paper Statement
InterestDoes not earn interestDoes not earn interestPremium Interest Rate paid on balances up to $10,000, when you meet the account requirementsBalances $2,500+Interest Tiers
$10,000 - $24,999
$25,000 - $49,999
$50,000 - $99,999
Special Features
  • One free in-person or personal voice balance inquiry per month
  • Up to $25 in ATM Charges refunded each cycle you qualify.
  • Up to $25 in ATM Charges refunded each cycle you qualify.
    • FREE Basic Personalized Checks
    • $2,500 ID Theft Insurance with Fraud Assistance
    • Payment Card Protection
    • Card Patrol
    • Cash Reward
    • 25% discount on one Safe Deposit Box (upon availability)
    Same great benefits as Classic Interest Checking, plus ...
    • No First Bank Fees on ATM Transactions at other banks or locations
    • Veriswipe Multicard Transaction Monitoring
    • MyConcierge Service
     Learn MoreLearn MoreLearn MoreLearn MoreLearn More

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