Checking Accounts

Your Life, Your Money, Your Checking Account

A personal checking account should be just that: personal. The checking accounts we offer are tailored to fit your specific needs and how you like to manage money. From basic checking to premium and interest checking accounts, we offer an account to fit nearly any lifestyle.


All of our personal checking accounts come with the following great features:

  • $100 minimum opening deposit
  • Unlimited check writing
  • Online Banking and Bill Pay
  • Mobile Banking
  • Telephone Banking
  • Instant Issue MasterCard® Debit Card

Customer Service

PO Box 797
Talladega, AL 35161

(256) 362-2334

Contact Us Online

Once you’ve determined which account is best for you, stop by a First Bank of Alabama office in Talladega, Lincoln or Munford to open your account!

A great option for those who like to keep their checking account simple. With a low monthly fee and a $200 minimum daily balance requirement, Basic Checking gives you the tools you need without monstrous fees or requirements. See Full Account Details.

A great interest rate isn’t the only perk of our Classic Interest Checking Account. This account offers additional perks like theft insurance with fraud assistance, free basic personalized checks and other premium services and benefits. See Full Account Details.

The highest level of our personal checking accounts, Premium Interest Checking rewards those who keep larger account balances and offers tiered interest rates. Other perks like no ATM fees at other banks’ ATMs and MyConcierge Service are also included. See Full Account Details.

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Checking Account Comparison






Best fit for you if you need...A single account with a low monthly feeAn account that rewards you with a Premium Interest Rate for doing most of your banking electronicallyAn account with a comprehensive package of perks and benefits, including Interest and Free ChecksA premium account that earns higher Interest Rates tied to higher balances ... lots of added flexibility.
Monthly Fee$0 with $200 minimum daily balance, $5 otherwise$0 with monthly E-Statement, minimum 25 Debit Card Transactions per month and monthly Direct Deposit,
$6 otherwise
$0 with $500 minimum daily balance, $8 otherwise$0 with $10,000 minimum daily balance or $25,000 combined deposits, $15 otherwise
Statement OptionsFREE E-Statement or Paper Statement for $2 per monthFREE E-StatementFREE E-Statement or Paper StatementFREE E-Statement or Paper Statement
InterestNot applicableEntire balance: Premium Interest Rate paid on balances up to $25,000, when you meet the account requirementsBalances $2,500+Interest Tiers
$10,000 - $24,999
$25,000 - $49,999
$50,000 - $99,999
Special Features
  • One free in-person or personal voice balance inquiry per month
  • One free in-person or personal voice balance inquiry per month
  • FREE Basic Personalized Checks
  • $2,500 ID Theft Insurance with Fraud Assistance
  • Payment Card Protection
  • Card Patrol
  • Cash Reward
  • 25% discount on one Safe Deposit Box (upon availability)
Same great benefits as Classic Interest Checking, plus ...
  • No First Bank Fees on ATM Transactions at other banks or locations
  • Veriswipe Multicard Transaction Monitoring
  • MyConcierge Service
 Learn MoreLearn MoreLearn MoreLearn More

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