Your Life, Your Money, Your Checking Account
All of our personal checking accounts come with the following great features:
- $100 minimum opening deposit
- Unlimited check writing
- Online Banking and Bill Pay
- Mobile Banking
- Telephone Banking
- Instant Issue MasterCard® Debit Card
Once you’ve determined which account is best for you, stop by a First Bank of Alabama office in Talladega, Lincoln or Munford to open your account!
A great option for those who like to keep their checking account simple. With a low monthly fee and a $200 minimum daily balance requirement, Basic Checking gives you the tools you need without monstrous fees or requirements. See Full Account Details.
A great interest rate isn’t the only perk of our Classic Interest Checking Account. This account offers additional perks like theft insurance with fraud assistance, free basic personalized checks and other premium services and benefits. See Full Account Details.
The highest level of our personal checking accounts, Premium Interest Checking rewards those who keep larger account balances and offers tiered interest rates. Other perks like no ATM fees at other banks’ ATMs and MyConcierge Service are also included. See Full Account Details.
|Best fit for you if you need...||A single account with a low monthly fee||An account that rewards you with a Premium Interest Rate for doing most of your banking electronically||An account with a comprehensive package of perks and benefits, including Interest and Free Checks||A premium account that earns higher Interest Rates tied to higher balances ... lots of added flexibility.|
|Monthly Fee||$0 with $200 minimum daily balance, $5 otherwise||$0 with monthly E-Statement, minimum 25 Debit Card Transactions per month and monthly Direct Deposit,|
|$0 with $500 minimum daily balance, $8 otherwise||$0 with $10,000 minimum daily balance or $25,000 combined deposits, $15 otherwise|
|Statement Options||FREE E-Statement or Paper Statement for $2 per month||FREE E-Statement||FREE E-Statement or Paper Statement||FREE E-Statement or Paper Statement|
|Interest||Not applicable||Entire balance: Premium Interest Rate paid on balances up to $25,000, when you meet the account requirements||Balances $2,500+||Interest Tiers|
$10,000 - $24,999
$25,000 - $49,999
$50,000 - $99,999
|Special Features||Same great benefits as Classic Interest Checking, plus ...|
|Learn More||Learn More||Learn More||Learn More|