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Reward yourself with every purchase!

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Sign up for uchoose rewards® and Be Rewarded for Your Everyday Purchases

Who doesn’t like to be rewarded? With your First Bank Visa® credit card and UChoose Rewards®, you can earn rewards points whenever you make a purchase with your card! You can also earn bonus points for purchases made within the UChoose website or in-store at select merchants.

UChoose Rewards® FAQs

What is UChoose Rewards®? UChoose Rewards® is a rewards program where you earn points for shopping and using your First Bank of Alabama Credit Card. You can redeem your points for anything of your choice from a huge online rewards catalog.


How do I earn points? You earn 1 point for every $1 for each purchase. Plus, you can earn even more points when you shop at participating retailers. Choose to shop in-store at national or local retailers or online through When shopping in-store, select credit and sign for your purchases.

Visit UChoose Rewards® 


Where can I earn points? You earn points everywhere your card is accepted.


When can I redeem my points? It can take up to 40 days for your points to be credited to your account. You must accumulate 1,000 points before you can redeem points for gift cards and catalog items. You must accumulate 5,000 points before you can redeem points for cash back (which appears as a credit on your credit card account). After that, you can redeem for any number of amazing items. Simply login to the UChoose website and look for your “Total Points” at the top of any page to see how many points you have available for redemption.


Can I share points with family members? Yes, all cards within an account automatically earn points together. In addition, if you have multiple credit accounts with First Bank of Alabama, you can link them together to earn rewards faster. Visit the Profile page on the UChoose website to link more accounts to your program.


What can I redeem my points for? It’s your choice! You can choose from millions of options, whether it’s products, travel experiences, activities, event tickets, cash back (which shows as a credit on your account) or more! Simply visit the Redeem Points page on the UChoose website and click on the category that suits your interests. We keep track of all the points you earn and will help you find just what you’re looking for when you’re ready to redeem. There’s even a Wish List that will help you track when you’ve earned enough to redeem a specific item.


Where can I view my point activity? You can access the history of your point activity on the Point Details page.


What if I shopped at a participating retailer, but my points aren’t showing up? It can take up to 30 days for transactions to appear on the Point Details page on the UChoose website. If points from a qualified transaction do not appear after 30 days, contact us for assistance.


How much does it cost to participate? There’s no cost. Membership in UChoose Rewards is absolutely free for First Bank of Alabama cardholders, so start shopping and earning today.


What if I have another question? If you have other questions not mentioned here, you can contact the bank by phone at 256-362-2334, or, or contact your UChoose Specialist at

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